Both generations of Claflins belong to a "virtual" community called Beacon Hill Village, which has arranged for residents 50 and over in the Beacon Hill, Back Bay and West End sections of Boston to pay a yearly fee to obtain discounts of 10% to 50% on a wide range of care and services. Members also attend regular lunches, classes, concerts and other events. The year-old nonprofit organization, run by a social worker who directs a staff and a network of volunteers, has 150 members. The annual fees are $500 for individuals and $600 for households (but $100 for households with an annual income of less than $45,000). "Even though my in-laws live three blocks away and we help them in a variety of ways, it alleviates some tension to know that they have someone in the neighborhood who can help them out if they need anything," says Rachel, an artist who helped found the organization and serves on its board. "Novel concepts like Beacon Hill Village can really help people take care of their aging parents."
Novel concepts are certainly needed, especially for baby boomers who, like Rachel, 60, and Tom, 61, are part of the "sandwich generation"--those with older, sometimes declining parents on one side and their own children and grandchildren on the other. "There is extraordinary stress in so many ways on today's baby boomers who are caught in the middle and have their own families, marriages and jobs to maintain," says Suzanne Mintz, president and co-founder of the National Family Caregivers Association, an educational and advocacy organization in Kensington, Md. Says Gary Barg, editor of the magazine Today's Caregiver and author of The Fearless Caregiver: "Boomers, who know that they will have their own elder-care needs down the road, are looking for new options and solutions right now for their parents."
Besides virtual communities, some of the new solutions being tried are:
--Statewide programs that allow family members of Medicaid recipients to receive stipends for caring for them.
--The growing use of geriatric-care managers to stand in for family members who live at a distance.
--An increase in the practice of home sharing among the elderly.
A handful of states have embraced the Medicaid idea. In New Mexico, for example, 6,238 Medicaid recipients have family members or friends providing basic, nonmedical care for them at a fee of $9 an hour, says Crystal Mata, manager of the program for the state's human-services department. Nearly 60% of those receiving care are 65 or older. Caregivers are required to take 12 hours of training each year, including CPR and first aid. The training is provided by 107 social-service agencies in the state, says Suzette Lindemuth, director of Senior Living Systems, a Los Lunas, N.M., personal-care agency that participates in the program. Agencies like Lindemuth's also arrange for monthly visits to check on the work of caregivers.
"Having this program makes Mom feel better, knowing that my husband and I are getting paid something," says Prescilia Burt, 57, a retired public relations executive in Albuquerque who takes care of her legally blind mother Terezina Valdez, 83. Burt quickly adds that "no family member does this for the money; it just provides a little bit of cushion." Her husband David, 59, a retired management consultant, also helps. They bought Valdez a house next door to them, pay for all her living expenses and spend about 80 to 100 hours a week maintaining her house, managing her medications, cooking her meals and taking her to doctor appointments. Together they are paid for 40 hours of care a week, totaling $360.
For the estimated 8 million Americans who live at least an hour away from older relatives who need attention, remote-control help can be provided by a growing group of professionals known as geriatric-care managers (GCMs). They assess an elderly person's health condition and living situation, arrange and monitor in-home help, aid with placements in nursing homes or assisted-living facilities and serve as a liaison to family members, says Erica Karp, secretary of the 1,600-member National Association of Professional Geriatric Care Managers and owner of an agency in this practice area. GCMs, who typically have backgrounds in social work, gerontology and nursing, charge $50 to $150 an hour.
Jack Mendelsohn, 68, a retired State Department official living in Washington, obtained home care for his mother in Chicago by working with Karp's Evanston, Ill., agency. His mother, who was frail and becoming forgetful, was receiving care she was dissatisfied with. Karp found a more suitable attendant and supervised her with regular home visits. Karp's fee was $90 an hour, and home care cost $125 a day all paid for by Mendelsohn. His mother died last year, at 91. "You need a professional on-site to supervise this kind of continuous care, check in with the doctors and keep everything going smoothly," Mendelsohn says. "If not, we would have wound up moving my mother near us, and she didn't want to leave her home."