Subbaiah Sellam lifts the nightshirt he's sewing, showing off the gold thread embellishments along the collar. "It's for the bank manager," explains the 56-year-old tailor in Nattarasankottai, a drowsy farming village in the southern Indian state of Tamil Nadu. Another customer for his spare, hole-in-the-wall shop is not the only benefit that the newest bank branch in town has brought Sellam. He has also taken out a loan to send his son to engineering school. "I've recommended the bank to a lot of people," he says.
Sellam owes his new dose of...
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