The End Of Cash

Mobile wallets — and more ways to use them — are making money less useful

Photo-Illustration by Thomas Hannich for TIME

Walk into a store, submit your shopping list, and a map directs you to the peanut-butter-brittle ice cream you crave. When you get to the front of the line, just bump your phone on the reader and you also get a discount via an e-coupon you've downloaded. Or scan pictures of the lasagna, salad and French bread you want for dinner from a Safeway ad as you wait for the train and pick up the bag on your way home. This is the year the surging popularity of the mobile wallet--a smart phone that also acts as credit card, checkbook and...

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