Spotlight: Bank Failures

Matthew Staver / Landov

A shuttered drive-through window at a bank in Colorado.

Even as the Dow Jones Industrial average returns to the 10,000 mark, the financial crisis is alive and kicking in the banking business. In the next week or so, the U.S. will reach a somber milestone: 100 banks down the drain in 2009. It will be the first time since 1992 that 100 banks have failed in a single year and only the 11th time it's happened since the Federal Deposit Insurance Corporation (FDIC) was formed back in 1933.

The worst is far from over. The FDIC says 416 banks are at risk of failure, up from 117 a year ago....

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