Smart households will prepare before the storm hits
YOUR JOB: Learn to earn. In a 21st century recession, the jobs lost during the downturn aren't necessarily the same ones that appear during the rebound, so be ready for a career switch. Fast-growing fields include health care, postsecondary education and systems analysis. You might also aim for companies that do business in the public sector. "Governments play a counter-cyclical role at a time like this," says Jared Bernstein of the Economic Policy Institute.
YOUR INVESTMENTS: Prepare a shopping list. January's stock swoon may have been unsettling, but it's no reason for panic. "Someone walked up to me and asked if...
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