Money: How to Give to The Little Guys

Big charities keep getting bigger. But are they the best places for most people to send their hard-earned dollars? With so much money flowing to the most élite fund raisers, it's a fair question.

Donations to the 400 largest U.S. charities last year surged 13%, to nearly $63 billion, according to a new survey by the Chronicle of Philanthropy. The jump far outstripped a 2.7% gain in donations to all charities, and the near record pace of giving to the biggest nonprofits appears to be holding this year. About a quarter of last year's largesse went to just 10 charitable groups, including...

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