There are no great mysteries about how to build the kitty you will need to live happily ever after. Spend a little less. Save a little more. Work a little longer. Yet most folks panic when they think ahead, usually because they've put off any serious planning until about age 50. By then time is running short. Giving up seems like the only option. It's not. Here are some painless steps that work if you stick with them:
?MAX OUT YOUR 401(K) You've heard it before. But what you may not know is that for the 49% of the working population...
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