Money: Beyond the Blue Chips

For armchair speculators bored with Wall Street and willing to take calculated risks, a raft of spicy investment alternatives has emerged. You no longer need millions to bank on Picassos or ride the fortunes of a good Bordeaux.

ART Unless you're plugged into a network of art dealers, buying into the market can be tricky, no matter how sharp your eye. But new art funds, such as London's Fine Art Fund, manage the selection and trading from a pooled fund. Downside: you can't hang the paintings at home.

14.5% - 2005 gain for the Mei/Moses Art Index, based on repeat sales...

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