Ask Francine

Dear Francine,

My husband and I are around 80. We have had a good marriage for more than 50 years and have six healthy, well-educated children. We have contributed equally to our assets and have half in my name, half in his. Our estate (worth about $3 million) is in revocable living trusts that are mirror images of each other. In mine, my husband is the successor trustee, and our children are beneficiaries. He thus has no restrictions on how he uses the principal. How can I be sure that our children will inherit our estate if he should remarry? I...

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