Tricky Transition

More and more grass-roots programs support seniors as they plan and manage their retirement

One afternoon not long after retiring, psychotherapist Bernice Bratter, 67, of Westwood Hills, Calif., was feeling isolated and restless. Book in hand, she headed to a nearby park. As she was reading there, a homeless man sat down beside her. "All I could think was, 'Is this what my life has come to? Hanging out with the homeless?'" she says.

An expert on aging, Bratter had given no thought to her life after directing a nationally known counseling center. "You'd think that because I'd written and lectured on retirement, it would be a breeze for me," she says. "Well, it was...

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