Time to Play Fair

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FRESH HOPE: $1 trillion in aid over 40 years hasn't ended African poverty — but the chance to trade could

Leo is one of the most resolute women I've ever met. A veteran of one of Johannesburg's largest aids orphanages and trained in child care, she looks after my 18-month-old daughter while my wife and I are at work — and she can be just as firm with adults as she is soft with kids. Six years ago, when she discovered the house she and her two sons were renting was up for sale, she bid for it at auction and won. But when she went to see the loan officer at the local branch of one of South Africa's biggest...

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