With billions of dollars already pledged to tsunami relief and celebrity benefits still pitching, donating may seem a tad less urgent these days. So are your dollars really needed? You bet. Victims along the 3,000 miles from Sumatra to Somalia face years of rebuilding, and there's a risk that disease could push the total number of lives lost far above the current estimate of more than 150,000. Still, it is more important than ever to be smart about how you give--to make sure your funds have the impact you want. A guide:
WHAT KIND OF HELP IS NEEDED NOW? While immediate...
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