Money: The Fire Next Time

After the California infernos, how can homeowners prepare for disaster?

By the end of last week, nearly 3,000 homes had been swept away by the California wildfires. From the perspective of the insured, these losses are generally covered. But even with a check in hand, victims may find it difficult to rebuild their homes and replace their belongings. Homeowners who have renovated or added on in recent years may find that their policies aren't large enough. Others may be unable to remember all the treasures they accumulated over the years. How can you best position yourself to recover should you experience a similar disaster?

--BUY ENOUGH COVERAGE If you suffered the...

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