Have We Got a Deal for You

You can save a lot if you're willing to buy a car model that is being discontinued or redesigned

Zero-percent auto financing has returned, as Detroit seeks to boost sagging sales. The free-money deals from Ford and General Motors on select 2002 models are a boon for consumers, saving them thousands of dollars in interest. Unfortunately, not all consumers can participate. To qualify for free or even cheap financing, you need a credit history that's close to pristine.

But there's another way to save as much, if not more. This is the time of year that manufacturers offer big incentives to their dealers (or directly to their customers) to move the 2002 stock off the lots to make room for...

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