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Choosing to remain near familiar pleasures, more and more retirees decide against moving to traditional warm-weather havens

Suburban New Yorkers Sherwood and Hyaline Greenberg enjoyed spending winter months in Longboat Key, Fla., for several years. So when it came time for Sherwood to retire from his imported-knitwear business, he and his wife could logically have settled in Florida. But they wouldn't hear of it. Instead, they sold their house on Long Island and moved just 20 miles away to an apartment in Manhattan. There, instead of the warmth and tranquillity of the South, they enjoy the culture and vibrancy of the city--and, above all, the proximity of their two daughters and four grandchildren. "We love having the city...

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