COVER

NATION

The Big Bank Bailout: Are You Next? (The Well / Nation)

The U.S. helped unlock lending by injecting $250 billion into big banks. But consumers and businesses mauled by the market aren't in a spending mood

Postcard from Chief Dull Knife College (Postcard: Lame Deer)

On reservations nationwide, tribal colleges are teaching Native Americans what other schools don't. Sharpening minds at Chief Dull Knife College

ESSAY

My Own Election Exit Poll (Commentary / The Awesome Column)

What kind of people vote a month before the campaign ends? People who know what they're doing

Round Three (In The Arena)

McCain summoned old-fashioned antigovernment outrage in the final debate. But this is a different year

The Leader We Deserve

Obama and McCain are both good men. But, in times like these, that isn't good enough

BRIEFING

ARTS & ENTERTAINMENT

Bodies of Evidence (Television)

In the new sci-fi series Fringe, bioscience goes evil. For the viewer, that's where the fun starts

Sweetness and Light (Music)

With Little Honey, Lucinda Williams gets happy. Her fans will be happy too

Brotherly Love (Books)

Per Petterson's new novel sets a sister's devotion against the backdrop of war

BUSINESS

HEALTH & MEDICINE

SCIENCE

Mars: Pop. 6 (The Well / Science)

No gridlock yet, but traffic on the Red Planet is getting heavier

SOCIETY

Sustainable Sushi (Life / Going Green)

Yes, we're overfishing the oceans, but here's how consumers can help keep the seas stocked

A Frosh New Start (Life / Education)

College gets warm and fuzzy for the Harry Potter generation

SPECIAL SECTION

The Massive Master Plan (Global Business / Saudi Arabia)

The kingdom's scheme to build five new cities gives ambitious a new meaning

TO OUR READERS

Taking the Temperature

In the campaign homestretch, TIME--with some wise friends--sizes up the qualities we should look for in a President

LETTERS